Capital Bank

Capital Bank, headquartered in Rockville, Maryland, has been serving the greater Washington, D.C. metropolitan area since its founding in 1999. As a full-service commercial bank, it caters to both businesses and individuals with a strong focus on commercial lending, treasury management, and personal banking solutions that meet the specific needs of the local market. Operating under the umbrella of Capital Bancorp, Inc., a publicly traded entity, the bank has benefited from strategic investments in technology and customer experience, allowing it to expand its service offerings and enhance its market presence.

As of November 2025, Capital Bank operates five branches across Maryland, Virginia, and the District of Columbia. The bank has embraced digital banking and continues to prioritize commercial real estate lending as a key area of growth. Over the past five years, Capital Bank has concentrated its efforts on the Mid-Atlantic region, particularly in Washington, D.C., Maryland, and Northern Virginia. This focus has been supported by its expertise in small business and middle-market banking, enabling the bank to build strong relationships and selectively expand its market reach.

For commercial real estate professionals, Capital Bank stands out due to its reliable execution and local decision-making capabilities. The bank offers flexible financing options, including loans for owner-occupied and investor real estate, making it a valuable partner in real estate transactions. The leadership team at Capital Bank comprises seasoned professionals in real estate and commercial banking, which reinforces its credibility and commitment to responsible growth.

Capital Bank's dedication to community engagement and its investment in technology and talent underscore its role as a scalable partner in the Washington, D.C. area and surrounding markets. This approach has earned the bank recognition among regional business leaders, further solidifying its position as a key player in the commercial real estate sector.