Chase Bank

Chase Bank is the U.S. consumer and small business banking brand of JPMorgan Chase & Co., one of the largest financial institutions in the world. The bank focuses on everyday financial services for individuals and small businesses, including checking and savings accounts, credit cards, home and auto loans, small business banking, and a full suite of digital banking tools through its website and mobile app. Chase serves customers across the country through a combination of physical branches, ATMs, and widely used online and mobile platforms.

The current Chase franchise was formed in 2000, when J.P. Morgan & Co. merged with Chase Manhattan Corporation to create JPMorgan Chase & Co. That transaction brought together a long lineage of predecessor banks, including the historic Chase National Bank and Chase Manhattan Bank, which themselves had grown through earlier combinations such as Chemical Bank’s acquisition of Chase Manhattan in 1996. A key milestone in the modern retail footprint came with the 2004 merger with Bank One, which significantly expanded Chase’s presence in consumer banking and credit cards across the Midwest and other regions.

Today, Chase sits at the center of JPMorgan Chase’s Consumer & Community Banking segment, which represents a significant share of the parent company’s overall revenue and earnings. The broader firm employs more than 300,000 people globally, with a large portion supporting the Chase-branded retail, card, and consumer lending businesses. Chase branches and ATMs give customers physical access to bankers and cash, while its digital channels support tens of millions of active mobile and online users nationwide, making the brand a familiar presence in both local neighborhoods and on consumer smartphones.

As of December 2024, Chase operates roughly 4,800 branches and more than 15,000 ATMs in the United States, giving it one of the largest retail banking footprints in the country. Over the last five years, the bank has balanced a strong push into digital banking with a steady, selective expansion of its physical network. It has focused on entering or deepening its presence in high-growth metropolitan areas and attractive suburban corridors, particularly in Sun Belt and Southeast markets. A recent example is Alabama, where Chase has announced plans to triple its branch count by 2030, adding new locations and staff to support consumer and small business customers. In mature markets, Chase has emphasized infill branches that tighten coverage and improve convenience within existing metros.

For landlords, brokers, and developers, Chase typically shows up as a nationally recognized, investment-grade credit tenant backed by a strong parent balance sheet and a long operating history. Its branches appear in a variety of formats, including full-service branches, in-line and end-cap storefronts, and high-visibility freestanding buildings at prominent intersections or within well-trafficked urban and suburban retail nodes. The bank’s approach in recent years has paired measured, long-term commitments in key corners and neighborhood centers with ongoing investment in digital services, which supports stable visit patterns and brand visibility. This combination of scale, cautious but continued growth, and flexible physical formats makes Chase a consistent presence in many neighborhood centers, community shopping centers, and mixed-use projects across the United States.