EZ Money/Loan Services

EZ Money/Loan Services is a provider of short-term consumer financial services, including payday loans, check cashing, and money transfers. The company was founded in 2001 and initially grew quickly, establishing a strong presence across the Midwest and Southern United States. By 2012, EZ Money operated more than 100 locations in ten states, a milestone that reflected its early focus on accessible, walk-in financial solutions for customers who often lacked access to traditional banking.

A significant turning point came in 2012, when Community Choice Financial Inc. acquired EZ Money and integrated it with other brands in its portfolio. Over the past five years, the company has shifted its strategy in response to changing regulations and the rise of digital lending competitors. This period saw a deliberate reduction in store count and a renewed focus on core markets where in-person financial services remain in demand.

As of November 2025, EZ Money operates 18 locations, with most stores concentrated in Michigan, Ohio, and Texas. The company is not pursuing large-scale expansion at this time but is selectively evaluating opportunities in underserved secondary markets. Its current approach emphasizes operational efficiency and strict regulatory compliance, reflecting the realities of today’s consumer finance landscape.

For commercial real estate professionals, EZ Money is recognized for its established brand, history of rapid growth, and flexible retail formats that can serve as anchors in neighborhood centers, particularly in secondary and tertiary markets. The company’s verified real estate contacts and ongoing presence in targeted regions underscore its credibility and stability as a tenant, even as it adapts to industry headwinds and evolving customer preferences.