Heritage Community Credit Union

Heritage Community Credit Union is an independent, member-owned financial institution based in Sacramento, California, with a longstanding presence in the greater Sacramento area. Founded in 1952, the credit union began as a small cooperative serving local government employees. Over time, it broadened its membership to include individuals who live, work, or worship in select Northern California counties, reflecting a steady evolution from its original roots.

As of November 2025, Heritage Community Credit Union operates five branches, including its main office in Sacramento and additional locations in Folsom, Rancho Cordova, and Fair Oaks. In recent years, the credit union has invested in expanding its physical footprint, with new branches opening in Fair Oaks and Rancho Cordova. This growth reflects a focus on accessible, visible sites in high-traffic corridors, particularly within Sacramento County and nearby markets. Heritage Community Credit Union continues to seek opportunities in areas with strong community ties and proximity to major employers.

The credit union offers a comprehensive range of consumer banking services, including checking and savings accounts, loans, credit cards, and digital banking options. It is recognized for its commitment to financial education and community involvement, regularly hosting workshops and supporting local initiatives. Heritage Community Credit Union’s leadership team brings deep experience in lending, operations, and real estate, providing stability and credibility as a tenant. The institution’s ongoing investment in new branches signals a growth-oriented approach, making it a reliable and engaged partner for landlords, brokers, and developers in the region.