Moneytree

Moneytree is an independent, family-owned financial services company that specializes in short-term consumer lending and transactional services. The business was founded in 1983 by Dennis and Sara Bassford, who opened their first storefront in Renton, Washington, with a focus on payday loans and check cashing. Over the years, Moneytree steadily expanded its presence throughout the western United States, reaching a key milestone in the early 2000s by surpassing 50 branches.

As of October 2025, Moneytree operates 63 retail locations across California, Colorado, Idaho, Nevada, and Washington. Its footprint is concentrated in the Pacific Northwest and neighboring states, with a particular emphasis on urban and suburban communities where access to traditional banking options may be limited. In addition to its physical branches, Moneytree has developed a robust online lending platform, reflecting the company’s investment in digital services and operational efficiency.

During the past five years, Moneytree has continued to grow selectively, focusing on high-traffic retail corridors in its core markets. The company has made notable investments in digital lending technology and internal process improvements, including enhancements to marketing and compliance functions. This evolution has allowed Moneytree to scale its teams and accelerate the rollout of new initiatives, supporting both in-person and online growth.

Moneytree’s retail locations offer a range of financial services, including payday loans, installment loans, title loans, signature loans, check cashing, money transfers, and prepaid debit cards. The company is licensed and regulated in each state where it operates, tailoring its products to meet local legal requirements. Despite facing regulatory scrutiny in the past, Moneytree maintains an A- rating with the Better Business Bureau and serves a diverse customer base seeking fast, accessible financial solutions.

With approximately 400 employees and headquarters in Renton, Washington, Moneytree remains led by its founding family. The company continues to seek new sites in both urban and suburban areas with strong demand for transactional financial services, particularly in California, Washington, and Nevada. Its consistent demand for high-visibility, accessible retail spaces and its multi-format presence make Moneytree a credible and stable tenant for neighborhood and community shopping centers.