National Cash Advance

National Cash Advance is a consumer financial services provider that focuses on short-term lending, including payday loans and cash advances. The company began in 1994, founded to serve communities with limited access to traditional banking. Over the years, it built a recognizable presence in the alternative financial services sector, growing rapidly through the early 2000s.

A significant milestone in the company’s history came in 2012, when National Cash Advance was acquired by FirstCash Holdings, Inc. This acquisition strengthened its operational capabilities and expanded its product offerings, while allowing the brand to continue operating under its original name in most markets.

As of November 2025, National Cash Advance operates 210 locations across more than 20 states, with a strong concentration in the Southeast and Midwest. The company is actively expanding, targeting underserved suburban and urban areas, particularly in Texas, Florida, Georgia, Ohio, Illinois, and California. Its growth strategy emphasizes high-visibility retail corridors and co-tenancy with grocery and discount retailers, supported by the resources of its parent company for site selection and lease negotiations.

In the past five years, National Cash Advance has adapted to changing consumer preferences by offering both walk-in cash services and online loan applications. The brand’s scale, established reputation, and flexible store formats position it as a reliable tenant for a range of retail environments, especially in markets where demand for alternative financial services continues to grow. The company’s ongoing expansion reflects both the consolidation of the payday lending sector and sustained demand for accessible small-dollar loans and related services.