National Cash Advance

National Cash Advance is a consumer financial services brand providing short-term loans, payday advances, and related financial products to underbanked consumers. Acquired by Advance America in 1999, National Cash Advance became part of one of the nation's largest payday lending networks.

As of September 2025, National Cash Advance operates as part of Purpose Financial (formerly Advance America), which maintains more than 800 store locations across 23 U.S. states. Founded in 1997, Purpose Financial has grown into a leading specialty finance company with 2,500+ employees and operations spanning multiple brands. The parent company, Grupo Elektra, acquired Advance America in 2012, and the company evolved its corporate identity to Purpose Financial in 2020.

With a focus on accessible short-term credit solutions, National Cash Advance locations typically occupy high-visibility retail spaces in strip centers and standalone buildings ranging from 1,200 to 1,800 square feet. The brand's continued presence reflects sustained demand for alternative financial services and represents an established specialty retail category for landlords and developers seeking reliable traffic in neighborhood and community shopping environments.