Umpqua Bank

Umpqua Bank is a regional bank serving the western United States as the primary banking brand of Columbia Banking System, a publicly traded financial institution. [2] The bank provides consumer, small business, commercial, and wealth management services through a mix of physical branches and digital channels across multiple western states. [2]

The bank’s origins go back to 1953, when it began as a small community bank in Oregon and gradually expanded across the Pacific Northwest through a combination of organic growth and acquisitions. [2] Over time, that growth extended into California, Idaho, Nevada, and other western markets as Umpqua built a broader regional presence while maintaining its Oregon roots. [2]

A defining milestone for the brand was the merger of equals between Umpqua Holdings Corporation and Columbia Banking System, which closed in 2023 and created one of the larger regional banking platforms headquartered in the Pacific Northwest. [2] The combined holding company now manages tens of billions of dollars in assets, giving Umpqua a larger balance sheet and deeper product set than it had as a standalone community bank. [2]

Following the merger, the combined organization chose to keep Umpqua Bank as the primary customer-facing brand in many of its legacy territories, while Columbia Banking System serves as the parent company and name used for investors and corporate filings. [2] Umpqua’s branch footprint today spans Oregon and Washington with additional locations in California and several neighboring western states, giving it solid regional density while still operating as a super‑regional rather than a nationwide bank. [2]

As of November 2025, public disclosures and third‑party analyses describe Umpqua Bank as one of the largest banks based in Oregon, with roughly 100 branches concentrated across Oregon, Washington, and California. [2] The bank continues to emphasize relationship‑driven business banking, commercial and real estate lending, and private banking alongside everyday consumer checking, savings, and mortgage products. [2]

Over the last five years, the brand has evolved from a fast‑growing Pacific Northwest community bank into the lead operating brand of a larger regional institution, supported by the 2023 merger and ongoing investments in commercial, wealth, and specialized banking teams. [2] That evolution has been paired with a portfolio approach to its branch network, where the organization balances optimization of overlapping locations with targeted expansion in priority trade areas across Oregon, Washington, California, Idaho, and Nevada. [2]

For landlords, brokers, and developers, Umpqua Bank represents a creditworthy, regionally recognized tenant with an established history of using prominent street‑front and neighborhood locations to anchor visibility in key West Coast markets. [2] Its current scale, growth posture in core West Coast metros, and ongoing focus on commercial and business banking position the bank as a stable occupier and financing partner across retail corners, neighborhood centers, and mixed‑use projects in its core footprint. [2]